Close Menu
  • News
  • Stocks
  • Bonds
  • Commodities
  • Collectables
    • Art
    • Classic Cars
    • Whiskey
    • Wine
  • Trading
  • Alternative Investment
  • Markets
  • More
    • Economy
    • Money
    • Business
    • Personal Finance
    • Investing
    • Financial Planning
    • ETFs
    • Equities
    • Funds

Subscribe to Updates

Get the latest markets and assets news and updates directly to your inbox.

Trending Now

Little-Known Picasso Portrait of Dora Maar Sells for $37 M., Quadruple Its Estimate

October 28, 2025

Prince Silver Corp Announces Closing of First Tranche of Private Placement Financing

October 28, 2025

Weatherbys teams up with Saxo for execution-only trading platform launch

October 28, 2025
Facebook X (Twitter) Instagram
Facebook X (Twitter) Instagram
The Asset ObserverThe Asset Observer
Newsletter
LIVE MARKET DATA
  • News
  • Stocks
  • Bonds
  • Commodities
  • Collectables
    • Art
    • Classic Cars
    • Whiskey
    • Wine
  • Trading
  • Alternative Investment
  • Markets
  • More
    • Economy
    • Money
    • Business
    • Personal Finance
    • Investing
    • Financial Planning
    • ETFs
    • Equities
    • Funds
The Asset ObserverThe Asset Observer
Home»Money
Money

Best online banks and credit unions in Canada for 2024

News RoomBy News RoomMarch 20, 2024
Share
Facebook Twitter LinkedIn Pinterest Email

1
As a new customer, can I apply for a chequing account digitally?
✔ desktop
✔ desktop
✔ desktop
✘
✔ desktop
✔
✔ desktop
✘
✔ desktop
✔ desktop
✔ desktop
✔ desktop
✔ desktop
✔ desktop
✔ desktop
✔ desktop
✘
✔ desktop
✔ desktop
✔ desktop
✔ desktop
✔ mobile
✔ desktop
✔ desktop
See the full Surviscor review

2
As a new customer, can I apply for an everyday savings account digitally?
✔ desktop
✔ desktop
✔ desktop
✘
✔ desktop
✔
✔ desktop
✘
✔ desktop
✘
✔ desktop
✔ desktop
✔ desktop
✔ desktop
✔ desktop
✔ desktop
✔
✔ desktop
✔ desktop
✔ desktop
✔ desktop
✔ mobile
✔ desktop
✔ desktop
See the full Surviscor review

3
As a new customer, can I apply for a TFSA, RRSP, or FHSA registered account digitally?
✔ desktopTFSA, RRSP
✘
✘
✘
✘
✘
✘
✘
✘
✔ desktopTFSA
✘
✔ desktopTFSA, RRSP
✔ desktopTFSA, RRSP
✔ desktopTFSA, RRSP
✔ desktopTFSA, RRSP
✘
✘
✘
✘
✔ desktopTFSA, RRSP
✘
✔ mobileTFSA, RRSP
✘
✘
See the full Surviscor review

4
As a new customer, can I apply for a personal loan digitally?
✘
✘
✔ desktop
✘
✘
✔ desktop
✔ desktop
✘
✘
✘
✘
✘
✘
✘
✔ desktop
✔ desktop
✘
✘
✘
✔ desktop
✘
✘
✘
✘
See the full Surviscor review

5
As a new customer, can I apply for a pre-approved mortgage digitally?
✔ desktop
✘
✔ desktop
✘
✔ desktop
✔ desktop
✘
✘
✘
✘
✘
✘
✘
✘
✔ desktop
✔ desktop
✘
✔ desktop
✘
✔ desktop
✔ desktop
✔ mobile
✔ desktop
✘
See the full Surviscor review

6
Are unlimited transaction chequing account(s) available? And if so, what is the monthly cost?
✔ Free
✔ $14.00
✔ $9.95 / $0 if > $1,000 balance
✔ $14.00 / $0 if > $5,000 balance
✔ $16.95 / $0 if > $5,000 balance
✔ $16.95 / $0 if > $5,000 balance
✔ Free
✔ Free
✔ $15.95 / $0 if > $4,000 balance
Not Available
✔ $14.75
✔ $10.00 / $0 if > $4,000 balance
✔ $19.00 / $0 if > $5,000 balance
✔ Free
✔ Free
✔ $15.95 / $0 if > $5,000 balance
Not Available
✔ $11.95
✔ $30.95 / $0 if > $10,000 balance
✔ $25.00 / $0 if > $5,000 balance
✔ Free
✔ Free
✔ $16.95 / $0 if > $4,000 balance
✔ $9.75 / $0 if > $3,000 balance
See the full Surviscor review

7
Am I charged for transactions in a non-registered savings account?
✔ 2 free/month, $0.80 per
✔ 2 free/month, $0.90 per
✔ $1.50 per Interac out
✔ 1 free/month, $5.00 per Interac, $0.70 per non-Interac
No transactions
✔ $5.00 per
✔ 2 free/month, $1.50 per Interac, $5.00 per non-Interac
✔ $5.00 per
✔ $1.25 per
✘ Free
✔ $1.00 per
✔ $1.00 per, $0 if > $1,000 balance
✔ 1 free/month, $1.00 per Interac
✔ 2 free/month, $1.00 per
✔ $1.25 per Interac out
$1.25 per Interac, $5.00 per non-Interac
✘ Free
✔ 1 free/month, $1.00 per Interac, $2.00 per non-Interac
$1.00 per Interac, $1.25 non-Interac
✔ 1 free/month, $1.50 per
Not Available
✘ Free
✔ 1 free/month, $3.00 per
✔ 1 free/month, $0.90 per Interac, $5.00 per non-Interac
See the full Surviscor review

8
Are unlimited transaction savings account(s) available? And if so, what is the monthly cost?
✘
✘
✘
✘
✘
✘
✘
✘
✘
✔ Maximum $250,000
✘
✘
✘
✘
✘
✘
✔
✘
✘
✘
✘
✔
✘
✘
See the full Surviscor review

9
Can I receive discounted fees as a student?
✘
✔
✔
✘
✔
✔
✔
✘
✔
✘
✔
✘
✔
✘
✘
✔
✘
✔
✔
✔
✔
✘
✔
✔
See the full Surviscor review

10
Can I receive discounted fees as a senior?
✘
✔
✔
✘
✔
✔
✔
✘
✔
✘
✔
✘
✔
✘
✘
✔
✘
✔
✔
✔
✘
✘
✔
✔
See the full Surviscor review

11
Can I receive discounted fees as a newcomer to Canada?
✘
✘
✘
✘
✔
✔
✔
✘
✔
✘
✘
✘
✘
✘
✘
✔
✘
✔
✔
✔
✔
✘
✔
✘
See the full Surviscor review

12
Can I access my account balances without actually logging in to my account?
✔ mobile
✔ mobile
✔ mobile
✔ mobile
✘
✘
✔ mobile
✔ mobile
✔ mobile
✘
✔ mobile
✘
✔ mobile
✔ mobile
✔ mobile
✘
✘
✔ mobile
✔ mobile
✔ mobile
✘
✘
✔ mobile
✔ mobile
See the full Surviscor review

13
Can I access my past digital login dates and times, device used, and activities performed?
✔date/timedesktop shows device too
✔date/timedesktop shows device
✘
✔ date/time/device
✔ date/time/device
✔ date/time
✔
✔ date/time/device
✔ desktop
✔ date/time
✔ date/time
✘
✔ desktopdate/time
✔ date/time/device
✘
✘
✘
✘
✔ desktop
✔ desktop
✘
✔ date/time
✔ desktop
✔ date/time/device
See the full Surviscor review

14
Can I pay multiple bills at once?
✔
✔
✔
✔ desktop
✘
✔ desktop
✔
✔
✔ desktop
✘
✔ desktop
✔ desktop
✔ desktop
✔ desktop
✔ desktop
✔ desktop
✘
✔ desktop
✔ desktop
✔ desktop
✔ desktop
✔ desktop
✔ desktop
✔ desktop
See the full Surviscor review

15
Can I transfer money to a bank account at another banking institution?
✔
✔
✔ desktop
✘
✘
✘
✔
✘
✔ desktop
✔
✔ desktop
✔ mobile
✔
✔ desktop
✔
✘
✘
✘
✘
✘
✔
✔
✘
✘
See the full Surviscor review

16
Can I wire transfer money to another country?
✘
✔ desktop
✔
✘
✔ desktop
✔
✘
✘
✘
✔
✘
✔ mobile
✘
✘
✘
✔
✘
✔
✔
✘
✔
✘
✔
✘
See the full Surviscor review

17
Can I set-up a future-dated Interac transfer?
✘
✘
✘
✘
✘
✔
✘
✘
✔
✘
✘
✘
✘
✘
✘
✔
✘
✔
✘
✘
✔
✔
✘
✘
See the full Surviscor review

18
Can I set-up a recurring Interac transfer?
✘
✘
✘
✘
✘
✔ if recipient has auto-deposit
✘
✘
✔
✘
✘
✘
✘
✘
✘
✔
✘
✔
✘
✘
✔ if recipient has auto-deposit
✘
✘
✘
See the full Surviscor review

19
Can I ask for money from a friend using Interac’s Request Money feature?
✔
✔
✔
✘
✔
✔
✔
✔
✘
✘
✘
✘
✔
✔ mobile
✔
✘
✘
✔
✔
✔ desktop
✔
✘
✔
✔
See the full Surviscor review

20
Can I setup and manage alerts to be notified when one of my cards is used?
✔
✔
✘
✘
✔
✔
✘
✔
✘
✔
✘
✘
✔
✘
✔
✘
✔
✔
✔
✘
✘
✘
✘
✘
See the full Surviscor review

21
Can I setup and manage alerts to be notified when there is irregular activity in my account?
✘
✘
✔ desktop
✘
✔
✔
✘
✘
✔ mobile
✘
✘
✘
✔
✔ desktop
✔
✘
✔
✘
✔
✔ desktop
✘
✘
✘
✔
See the full Surviscor review

22
Can I use account analytics and budgeting tools?
✘
✘
✔
✘
✘
✔
✔
✔
✔
✘
✘
✘
✘
✘
✘
✘
✘
✔
✘
✘
✘
✔
✘
✘
See the full Surviscor review

23
Can I correspond with the banking institution using a secure two-way messaging centre once I’m loged-in?
✔
✔
✘
✘
✘
✘
✘
✔
✔
✔
✔
✘
✔
✔
✔ desktop
✘
✔
✘
✔ desktop
✔
✘
✘
✘
✔
See the full Surviscor review

24
Can I interact with the banking institution using a non-robot, human-based, chat service once I’m logged-in?
✔
✔
✔ desktop
✘
✘
✘
✘
✘
✘
✘
✘
✘
✘
✘
✘
✘
✘
✘
✘
✘
✘
✘
✘
✘
See the full Surviscor review

25
Average expected response time to a non-social digital enquiry prior to logging in (1) (2)
98.18 hours
68.63 hours
43.55 hours
115.75 hours
No e-service method of contact
No e-service method of contact
74.78 hours
6.75 hours
6.12 hours
60.63 hours
75.80 hours
67.37 hours
102.10 hours
82 hours
60.60 hours
39.67 hours
No e-service method of contact
No e-service method of contact
No e-service method of contact
7.32 hours
6.88 hours
No e-service method of contact
No e-service method of contact
32.32 hours
See the full Surviscor review

Share. Facebook Twitter Pinterest LinkedIn Tumblr Email

Keep Reading

What’s behind the retreat in responsible investing?

What to Do When Your Social Security COLA Doesn’t Cover Your Rising Living Costs

Should You Delay Social Security to 70? Pros, Cons and Impact on Spouse

9 Transportation Programs Helping Seniors Stay Independent

The Top 10 Construction Jobs With the Fastest-Growing Wages

5 Dental Risks Seniors Often Ignore Until It’s Painful

Why Skipping Physicals After 65 Is a Dangerous Gamble

Is Aging in Place Really Cheaper Than Moving into a Retirement Community?

Are You Losing Out Because of Medicare Open Enrollment Mistakes?

Recent Posts
  • Little-Known Picasso Portrait of Dora Maar Sells for $37 M., Quadruple Its Estimate
  • Prince Silver Corp Announces Closing of First Tranche of Private Placement Financing
  • Weatherbys teams up with Saxo for execution-only trading platform launch
  • Microsoft’s stock rises as new OpenAI partnership comes as a relief to investors
  • Looking at art reduces stress, according to major scientific study.

Subscribe to Newsletter

Get the latest markets and assets news and updates directly to your inbox.

Editors Picks

Prince Silver Corp Announces Closing of First Tranche of Private Placement Financing

October 28, 2025

Weatherbys teams up with Saxo for execution-only trading platform launch

October 28, 2025

Microsoft’s stock rises as new OpenAI partnership comes as a relief to investors

October 28, 2025

Looking at art reduces stress, according to major scientific study.

October 28, 2025

Inside Barnett Newman’s Failed Run for Mayor of New York: ‘I Don’t Particularly Expect to Be Elected’

October 28, 2025
Facebook X (Twitter) Instagram
© 2025 The Asset Observer. All Rights Reserved.
  • Privacy Policy
  • Terms
  • Press Release
  • Advertise
  • Contact

Type above and press Enter to search. Press Esc to cancel.